Bank on your time with Real Time Home Banking. Desktop access combined with iOS and Android apps allows you to securely and conveniently keep track of all of your finances.
Multiple levels of security to ensure your money is safe!
Manage your finances on the go!
Transfer Funds Instantly
Transfer funds to other credit union accounts or loans!
KHFCU offers a variety of accounts to meet your needs. You have 24-hour access to your money with the use of our VISA debit card, which can be used anywhere VISA is accepted and at any ATM. Find surcharge free ATM locations using our ATM locator.
Share (Savings) Accounts
Open with a minimum deposit of $5 and $1 membership fee. May be accessed with VISA debit card through ATM network when combined with a checking account.
Share Draft (Checking) Accounts
No minimum balance requirements and no or low monthly fees. May be accessed with VISA debit card through ATM network or anywhere VISA is accepted. *Minimum deposit of $50 to open.
Money Market Account
Higher dividends with a required minimum balance of $2500.00.
Christmas / Vacation Club Accounts
Provides a great way to save for the holidays and vacations.
Certificate of Deposit (CDs)
Open with a minimum deposit of $500 for terms of 1 or 2 years. The interest rate is locked in for the term of the certificate.
Employees of Kaleida Health, Brylin Hospital along with persons who work regularly in the Health Care Industry in the New York counties of Erie or Niagara, and their family members, are eligible to join KHFCU.
To become a member of KHFCU, please come in person to one of our locations, with valid government issued photo ID (non-expired drivers license, identification card, passport) work ID, along with $6.00, cash or check, for a Savings account. Also, please bring proof of current address if it is not printed on your photo ID (utility bill, insurance, cell phone bill).
KHFCU is all about helping you -- the member -- to save while providing affordable services, loans and credit at fair rates of interest. We are known for our personalized attention to our members' financial needs and we offer a number of convenient services to accommodate those needs.
Whether you want to buy a new car, make home improvements, or consolidate debt, KHFCU can help with a choice of loans offering favorable rates for members.
Are you dreaming of a new deck, addition, pool, or landscaping?
Let us help make your dreams come true. We have two home equity products to meet your needs which may be tax deductible. Depending on your needs, you have a choice between a traditional Home Equity Line of Credit, or you may choose to utilize an Unsecured Line of Credit, which has no closing costs.Home Loan Application
Welcome to CO-OP, the largest credit union-only ATM Network in the country. The CO-OP Network logo, which is located on the back of your credit union ATM card, gives you SURCHARGE-FREE access to 28,000 CO-OP Network ATMs. This includes: 9,000 deposit-taking ATMs and 5,500 7-Eleven locations (throughout the U.S. & Canada)
In addition, CO-OP Network’s membership also provides access to over 800,000 ATMs worldwide through links to the NYCE, STAR, Cirrus, Pulse and Plus networks. Just check your ATM card for the CO-OP Network logo and you’re ready to go!
You can also locate a CO-OP surcharge-free ATM via text message. Simply determine your location or area, then text the address, intersection or zip code to 692667 (MYCOOP)*. You’ll receive a very prompt text response with the location of the CO-OP ATM nearest the location you requested. Please remember, do not text and drive!
*Like CO-OP Network ATMs, 692667 (MYCOOP) is a surcharge-free service. But check with your mobile phone provider as standard text messaging rates apply. And don’t worry, you’ll never receive any unsolicited messages by using 692667 (MYCOOP).
Take the CO-OP ATM Network with you when you drive! Download the database of more than 28,000 surcharge-free ATMs directly to your Garmin®, Tom Tom® or other GPS device here.3 You’ll never be lost looking for your CO-OP ATM again. To download click here and select your GPS device type.
*Note: By following the link to download to your GPS, you will be leaving the CO-OP Network Web site