Bank on your time with Real Time Home Banking. Desktop access combined with iOS and Android apps allows you to securely and conveniently keep track of all of your finances.
Multiple levels of security to ensure your money is safe!
Manage your finances on the go!
Transfer Funds Instantly
Transfer funds to other credit union accounts or loans!
KHFCU offers a variety of accounts to meet your needs. You have 24-hour access to your money with the use of our VISA debit card, which can be used anywhere VISA is accepted and at any ATM. Find surcharge free ATM locations using our ATM locator.
The Regular Share Account establishes your membership and makes you a part owner of Kaleida Health Federal Credit Union. Eligible persons can open a share/savings account at the credit union with a minimum deposit of $6.
Holiday Club Accounts are an easy, painless way to save for your holiday expenses. Put aside any amount you choose; at any time, or have the money deducted directly from your payroll check.
Funds automatically transferred into Share Account each year in October. Dividends are paid quarterly on average daily balances of $100 or more.
Are you planning that dream vacation? There’s no better way to save up and make that dream come true than opening a Vacation Club Account with the KHFCU. Put aside any amount you choose; at any time, or have the money deducted directly from your payroll check. One free withdrawal per quarter. Dividends are paid quarterly on average daily balances of $100 or more.
In order to manage risk, Kaleida Health Federal Credit Union does require a minimum direct deposit of $50 from all individuals who wish to open a checking account with a debit card. Based on the new Account Guidelines, an individual may or may not be able to join the credit union and/or open a share draft account, and/or receive a Debit or ATM Card.
For more information, please see your credit union representative.
To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We will also ask to see your valid driver’s license or other identifying documents.
Employees of Kaleida Health, Brylin Hospital along with persons who work regularly in the Health Care Industry in the New York counties of Erie or Niagara, and their family members, are eligible to join KHFCU.
To become a member of KHFCU, please come in person to one of our locations, with valid government issued photo ID (non-expired drivers license, identification card, passport) work ID, along with $6.00, cash or check, for a Savings account. Also, please bring proof of current address if it is not printed on your photo ID (utility bill, insurance, cell phone bill).
KHFCU is all about helping you -- the member -- to save while providing affordable services, loans and credit at fair rates of interest. We are known for our personalized attention to our members' financial needs and we offer a number of convenient services to accommodate those needs.
Whether you want to buy a new car, make home improvements, or consolidate debt, KHFCU can help with a choice of loans offering favorable rates for members.
What's your next big expense? Maybe home repairs, college costs or debt payments. A Home Equity Line of Credit (HELOC), gives you the flexibility you need.
*APR=Annual Percentage Rate. Rate and eligible LTV may vary based on individual credit history and underwriting factors. Rates are variable and based on the prime rate published in the Wall Street Journal plus margin. Property insurance required. Consult your tax advisor for details on the tax deductibility of interest. Interest rates and program terms are subject to change without notice. Must be a Kaleida Health FCU member to qualify.Home Loan Application
Searching for just the right vehicle, RV or Boat can be extremely time-consuming. Don’t waste additional time searching for a place to finance your loan.
Our rates are competitive, the loan application process is quick and convenient, and the service you’ll receive is friendly and efficient. We finance both new and used cars, trucks, motorcycles, RVs, boats and ATVs.Auto, Recreational, and Boat Loan Application
A Personal Unsecured Loan is a quick and easy way to help you meet the needs that are important to you and your family. Personal Loans are simple, convenient, and flexible, giving you control over your finances. You can even use this loan to consolidate high interest rate credit cards.Personal Unsecured Loan Application
Kaleida Health Federal Credit Union has partnered with OwnersChoice Funding to bring you First Mortgages. You can learn more about this service by calling OwnersChoice Funding at 1-800-342-4998.Owners Choice Funding
Now you can pay for college the smart way!Sallie Mae Smart Option Student Loan®
Our members can visit more than 5,400 CO-OP Shared Branch Locations and hundreds of CO-OP Shared Branch express self-service terminals.
From coast to coast, you're welcome at branches and ATMs wherever you see the CO-OP logos. That covers a lot of territory - whether you're across town, or traveling far from home for business or pleasure. Your credit union membership means you can:
Click the button below to find a shared branch or surcharge-free ATM right now!ATM & Shared Branch Locator