(716) 859-5960   Routing Number: 022083649   Lost or Stolen VISA Debit Card: 1-888-241-2510   Like us on Facebook!


Buffalo General Medical Center

100 High St D1-588
Buffalo, NY 14203
(716) 859-5960

Office Hours:
Mon, Tues, Wed, Fri: 7am - 3:30pm
Thurs: 7am - 5pm

Millard Filmore Suburban Hospital

Millard Fillmore Suburban Hospital
1540 Maple Road
Buffalo, NY 14221-3698

Office Hours:

Monday: 7am - 1pm
Lunch: 10:30am - 10:50am

Tuesday: Closed

Wednesday: 8am - 2pm
Lunch: 11:30am - 11:50am

Thursday: 9am - 5pm
Lunch: 1pm - 1:30pm

Friday: 7am - 3:30pm
Lunch: 12:30pm - 1pm

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Volunteers and Staff

Board of Directors

Name Position
Don Waxter President
Nancy Stoner Vice President
Carol Colborn Secretary
John Zink Treasurer
John Storey Senior Director

Supervisory Committee

Ethel Truzzie
Rich Nedrow
Sandy Zink
Nancy Stoner

Office Staff

Name Position
Debbie Davis CEO / Manager
Karen Eriksson Assistant Manager
Becky Wadsworth Loan Officer
Nancie Bluebaugh Part-time MSR

Quarterly Newsletters




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Frequently Asked Questions

What is a Credit Union?

A credit union is a cooperative, not-for-profit financial institution organized to promote thrift and provide credit to members. It is member-owned and controlled through a board of directors elected by the membership. The board serves on a volunteer basis and may hire a management team to run the credit union. The board also establishes and revises policy, sets dividend and loan rates, and directs certain operations. The result: members are provided with a safe, convenient place to save and borrow at reasonable rates at an institution which exists to benefit them, not to make a profit.

Who owns a Credit Union?

Most financial institutions are owned by stockholders, who own a part of the institution and intend on making money from their investment. A credit union doesn’t operate in that manner. Rather, each credit union member owns one “share” of the organization. The user of credit union services is also an owner, and is even entitled to vote on important issues, such as the election of member representatives to serve on the board of directors.

How did Credit Union start?

The first credit union cooperatives started in Germany over a century ago. Today, credit unions are found everywhere in the world. The credit union movement started in this country in Manchester, New Hampshire. There, the St. Mary’s Cooperative Credit Association, a church-affiliated credit union, opened its doors in 1909. Today, one in every three Americans is a credit union member.

What is the purpose of a Credit Union?

The primary purpose in furthering their goal of service is to encourage members to save money. Another purpose is to offer loans to members. In fact, credit unions have traditionally made loans to people of ordinary means. Credit unions can charge lower rates for loans (as well as pay higher dividends on savings) because they are nonprofit cooperatives. Rather than paying profits to stockholders, credit unions return earnings to members in the form of dividends or improved services.

Are savings deposits insured?

Yes. All savings accounts are insured to at least $250,000 by NCUA, and backed by the full faith and credit of the United States Government.

Who can join a Credit Union?

A credit union exists to serve a specific group of people, such as a group of employees or the members of a professional or religious group. This is called a “field of membership.” The field of membership may include where they live, where they work, or their membership in a social or economic group.


We are an equal opportunity employer, dedicated to a policy of non-discrimination in employment on any basis including race, color, age, sex, religion, disability or national origin. Consistent with the Americans Disabilities Act, applicants may request accommodations needed to participate in the application process.

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