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Loan Rates

Updated 9/1/2022



New Auto / Motorcycle Loans (2021-2022)

Term APR (as low as)
Up to 48 months 2.25% APR
49 to 72 months 2.75% APR

Used Auto / Motorcycle

Term APR (as low as)
Up to 48 months (2017 - 2021) 3.00% APR
49 to 72 months (2017 - 2021) 3.25% APR
Up to 36 months (2016 and older) 4.00% APR
37 to 60 months (2016 and older) 4.25% APR

Boats and RV Loans

Term APR (as low as)
Up to 72 months 4.99% APR
73 - 120 months(*$15k Min) 6.75% APR
121 - 180 months(*$50k Min) 7.75% APR

Other Loans

Type Term Prime
HELOC ($100,00 7 yr draw) 180 months 5.50% (a)
Unsecured $15k Up to 36 months 7.00% APR
Unsecured $15k 37 to 60 months 8.00% APR
Line of Credit ($10k) N/A 8.75% APR
Share Secured Up to 120 months 4.00% APR

All rates quoted and listed are APR (Annual Percentage Rate). Rate reflects payment when repaid through payroll deduction on fixed rate loans. All loans subject to approval, rates listed are based at 740 and higher credit score other rates may be available based on term and credit qualifications. (a) Rate is based on prime. Rates reflect what was paid last quarter.

Savings Rates

Updated 7/25/2022



Type Amount / Term APR APY
Share Rates $500.01 and up 0.05% 0.05%
Club Rates $100.01 and up 0.05% 0.05%
Money Market Account $2,500.01 - 10,000.00 0.30% 0.30%
- $10,000.00 - 25,000.00 0.35% 0.35%
- $25,000.00 and up 0.40% 0.40%
Certificates of Deposit 1 year $500 minimum 0.20% 0.20%
Certificates of Deposit 2 year $500 minimum 0.25% 0.25%

All deposits are insured up to $250,000 by NCUA, National Credit Union Administration, a U.S. Governmental Agency. Rates reflect what was paid last quarter.*APR = annual percentage rate. APY = annual percentage yield.